{"id":1139,"date":"2026-04-09T15:56:32","date_gmt":"2026-04-09T06:56:32","guid":{"rendered":"https:\/\/www.jw-advisers.co.jp\/monelead\/?post_type=column&#038;p=1139"},"modified":"2026-04-09T15:56:33","modified_gmt":"2026-04-09T06:56:33","slug":"no-0043","status":"publish","type":"column","link":"https:\/\/www.jw-advisers.co.jp\/monelead\/column\/no-0043\/","title":{"rendered":"iDeCo\u306e\u53d7\u3051\u53d6\u308a\u306f\u3044\u3064\u304b\u3089\uff1f\u4e00\u6642\u91d1\u3068\u5e74\u91d1\u306e\u7a0e\u91d1\u306e\u9055\u3044\u3068\u6700\u9069\u306a\u65b9\u6cd5\u3092\u89e3\u8aac"},"content":{"rendered":"\n<p>iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u306f\u3001\u8001\u5f8c\u8cc7\u91d1\u3065\u304f\u308a\u306e\u5236\u5ea6\u3068\u3057\u3066\u5e83\u304f\u77e5\u3089\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u300c\u53d7\u3051\u53d6\u308a\u65b9\u300d\u307e\u3067\u6b63\u3057\u304f\u7406\u89e3\u3067\u304d\u3066\u3044\u308b\u4eba\u306f\u5c11\u306a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<p>\u5b9f\u306fiDeCo\u306f\u3001<strong>\u3044\u3064\u304b\u3089\u53d7\u3051\u53d6\u308b\u304b\u3001\u4e00\u6642\u91d1\u306b\u3059\u308b\u304b\u5e74\u91d1\u306b\u3059\u308b\u304b\u306b\u3088\u3063\u3066\u3001\u9069\u7528\u3055\u308c\u308b\u7a0e\u91d1\u306e\u4ed5\u7d44\u307f\u304c\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059<\/strong>\u3002<\/p>\n\n\n\n<p>\u3055\u3089\u306b2026\u5e741\u6708\u304b\u3089\u306f\u3001\u9000\u8077\u91d1\u30922\u56de\u4ee5\u4e0a\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u300c\u9000\u8077\u6240\u5f97\u63a7\u9664\u300d\u306e\u6271\u3044\u304c\u5909\u308f\u308a\u3001<strong>iDeCo\u306e\u4e00\u6642\u91d1\u3082\u5f71\u97ff\u3092\u53d7\u3051\u308b<\/strong>\u70b9\u306b\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001iDeCo\u306e\u53d7\u3051\u53d6\u308a\u958b\u59cb\u6642\u671f\u3084\u53d7\u3051\u53d6\u308a\u65b9\u306e\u57fa\u672c\u304b\u3089\u3001\u7a0e\u91d1\u306e\u9055\u3044\u3001\u305d\u3057\u3066\u8001\u5f8c\u306e\u51fa\u53e3\u6226\u7565\u3068\u3057\u3066\u8003\u3048\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u306b\u3064\u3044\u3066\u3001\u5206\u304b\u308a\u3084\u3059\u304f\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n\n\n<div class=\"c-customBlock-single-index\"><dl class=\"c-customBlock-single-index__dl\"><dt class=\"c-customBlock-single-index__dt\"><span class=\"c-customBlock-single-index__head\">\u76ee\u6b21<\/span><\/dt><dd class=\"c-customBlock-single-index__dd\"><ul class=\"c-customBlock-single-index__items\"><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">01.<\/span><span class=\"c-customBlock-single-index__text\">iDeCo\u306f\u3044\u3064\u304b\u3089\u53d7\u3051\u53d6\u308c\u308b\uff1f\u57fa\u672c\u30eb\u30fc\u30eb\u3092\u6574\u7406<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-0-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u539f\u5247\u306f60\u6b73\u304b\u3089\u3002\u52a0\u5165\u671f\u9593\u306b\u3088\u308b\u9055\u3044<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-0-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u53d7\u3051\u53d6\u308a\u958b\u59cb\u306f75\u6b73\u307e\u3067\u7e70\u308a\u4e0b\u3052\u53ef\u80fd<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">02.<\/span><span class=\"c-customBlock-single-index__text\">iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u306f3\u7a2e\u985e\uff5c\u4e00\u6642\u91d1\u30fb\u5e74\u91d1\u30fb\u4f75\u7528<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-1-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u7279\u5fb4<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-1-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u7279\u5fb4<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-1-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u4e00\u6642\u91d1\u3068\u5e74\u91d1\u5f62\u5f0f\u306e\u4f75\u7528\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u7279\u5fb4<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">03.<\/span><span class=\"c-customBlock-single-index__text\">iDeCo\u53d7\u3051\u53d6\u308a\u6642\u306e\u7a0e\u91d1\u306e\u4ed5\u7d44\u307f<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-2-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u4e00\u6642\u91d1\u306f\u300c\u9000\u8077\u6240\u5f97\u300d\u6271\u3044<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-2-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u5e74\u91d1\u5f62\u5f0f\u306f\u300c\u96d1\u6240\u5f97\u300d\u6271\u3044<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-3\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">04.<\/span><span class=\"c-customBlock-single-index__text\">\u8981\u6ce8\u610f\uff01\u9000\u8077\u91d1\u3068iDeCo\u4e00\u6642\u91d1\u306e\u300c\u53d7\u53d6\u9593\u9694\u30eb\u30fc\u30eb\u300d<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-3-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u9000\u8077\u6240\u5f97\u63a7\u9664\u306f\u300c\u307e\u3068\u3081\u53d6\u308a\u300d\u9632\u6b62\u306e\u4ed5\u7d44\u307f<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-3-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">2026\u5e741\u6708\u304b\u3089\u306e\u300c10\u5e74\u30eb\u30fc\u30eb\u300d\u3068\u306f<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-3-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u4f8b\u5916\u7684\u306b\u9069\u7528\u3055\u308c\u308b\u300c20\u5e74\u30eb\u30fc\u30eb\u300d<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-4\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">05.<\/span><span class=\"c-customBlock-single-index__text\">\u81ea\u5206\u306b\u5408\u3063\u305fiDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3092\u8003\u3048\u308b<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-4-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u4f1a\u793e\u306e\u9000\u8077\u91d1\u5236\u5ea6\u304c\u3042\u308b\u304b<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-4-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u8001\u5f8c\u306e\u53ce\u5165\u30d0\u30e9\u30f3\u30b9\u3068\u7a0e\u7387<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-4-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u4e00\u6642\u91d1\u3067\u4f7f\u3046\u4e88\u5b9a\u304c\u3042\u308b\u304b<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-5\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">06.<\/span><span class=\"c-customBlock-single-index__text\">iDeCo\u306e\u51fa\u53e3\u6226\u7565\u306f\u300c\u5236\u5ea6\u7406\u89e3\u3068\u8a2d\u8a08\u300d\u304c\u91cd\u8981<\/span><\/a><\/li><\/ul><\/dd><\/dl><\/div><script>(function(){ var ids = [\"heading-0\",\"heading-0-0\",\"heading-0-1\",\"heading-1\",\"heading-1-0\",\"heading-1-1\",\"heading-1-2\",\"heading-2\",\"heading-2-0\",\"heading-2-1\",\"heading-3\",\"heading-3-0\",\"heading-3-1\",\"heading-3-2\",\"heading-4\",\"heading-4-0\",\"heading-4-1\",\"heading-4-2\",\"heading-5\"]; if(!ids || !ids.length) return; document.addEventListener('DOMContentLoaded', function(){ var els = document.querySelectorAll('h2,h3'); var idx = 0; for(var i=0;i<els.length && idx<ids.length;i++){ if(!els[i].id){ els[i].id = ids[idx]; idx++; } } }); })();<\/script>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>iDeCo\u306f\u3044\u3064\u304b\u3089\u53d7\u3051\u53d6\u308c\u308b\uff1f\u57fa\u672c\u30eb\u30fc\u30eb\u3092\u6574\u7406<\/strong><\/h2>\n\n\n\n<p>iDeCo\u306e\u51fa\u53e3\u6226\u7565\u3092\u8003\u3048\u308b\u3046\u3048\u3067\u3001\u307e\u305a\u62bc\u3055\u3048\u3066\u304a\u304d\u305f\u3044\u306e\u304c\u300c<strong>\u3044\u3064\u304b\u3089\u53d7\u3051\u53d6\u308c\u308b\u5236\u5ea6\u306a\u306e\u304b<\/strong>\u300d\u3068\u3044\u3046\u57fa\u672c\u30eb\u30fc\u30eb\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u53d7\u3051\u53d6\u308a\u958b\u59cb\u5e74\u9f62\u306b\u306f\u4e00\u5b9a\u306e\u6761\u4ef6\u304c\u3042\u308a\u3001\u52a0\u5165\u671f\u9593\u306b\u3088\u3063\u3066\u3082\u6271\u3044\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u306f\u3001\u5236\u5ea6\u306e\u5168\u4f53\u50cf\u3092\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u539f\u5247\u306f60\u6b73\u304b\u3089\u3002\u52a0\u5165\u671f\u9593\u306b\u3088\u308b\u9055\u3044<\/strong><\/h3>\n\n\n\n<p>iDeCo\u306e\u8001\u9f62\u7d66\u4ed8\u91d1\u306f\u3001<strong>\u539f\u5247\u3068\u3057\u306660\u6b73\u304b\u3089<\/strong>\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u305f\u3060\u3057\u3001\u8ab0\u3067\u3082\u7121\u6761\u4ef6\u306b60\u6b73\u304b\u3089\u53d7\u3051\u53d6\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u53d7\u7d66\u958b\u59cb\u306b\u306f\u300c<strong>\u901a\u7b97\u52a0\u5165\u671f\u959310\u5e74\u4ee5\u4e0a<\/strong>\u300d\u3068\u3044\u3046\u8981\u4ef6\u304c\u3042\u308a\u3001\u3053\u308c\u3092\u6e80\u305f\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u306f\u3001\u53d7\u3051\u53d6\u308a\u958b\u59cb\u5e74\u9f62\u304c\u5f8c\u308d\u5012\u3057\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">iDeCo\u306e\u53d7\u7d66\u958b\u59cb\u5e74\u9f62\u3068\u6761\u4ef6\u4e00\u89a7<\/h4>\n\n\n<table>\n<thead><tr>\n<th>\u52a0\u5165\u671f\u9593<\/th>\n<th>\u53d7\u7d66\u958b\u59cb\u53ef\u80fd\u5e74\u9f62<\/th>\n<\/tr><\/thead>\n<tbody>\n<tr>\n<th scope=\"row\">10\u5e74\u4ee5\u4e0a<\/th>\n<td>60\u6b73<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">8\u5e74\u4ee5\u4e0a10\u5e74\u672a\u6e80<\/th>\n<td>61\u6b73<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">6\u5e74\u4ee5\u4e0a8\u5e74\u672a\u6e80<\/th>\n<td>62\u6b73<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">4\u5e74\u4ee5\u4e0a6\u5e74\u672a\u6e80<\/th>\n<td>63\u6b73<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">2\u5e74\u4ee5\u4e0a4\u5e74\u672a\u6e80<\/th>\n<td>64\u6b73<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">1\u30f6\u6708\u4ee5\u4e0a2\u5e74\u672a\u6e80<\/th>\n<td>65\u6b73<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<p>\u305f\u3068\u3048\u3070\u3001\u8ee2\u8077\u3084\u5236\u5ea6\u5909\u66f4\u306e\u5f71\u97ff\u3067\u52a0\u5165\u671f\u9593\u304c\u77ed\u3044\u5834\u5408\u300160\u6b73\u6642\u70b9\u3067\u306f\u53d7\u7d66\u3067\u304d\u305a\u300161\u6b73\u4ee5\u964d\u306b\u305a\u308c\u8fbc\u3080\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u8ab0\u3082\u304c\u5fc5\u305a\u3057\u308260\u6b73\u304b\u3089\u53d7\u3051\u53d6\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/strong><\/p>\n\n\n\n<p>\u305d\u306e\u305f\u3081\u3001iDeCo\u306f\u300c60\u6b73\u304b\u3089\u53d7\u3051\u53d6\u308c\u308b\u5236\u5ea6\u300d\u3068\u7406\u89e3\u3057\u3064\u3064\u3082\u3001\u81ea\u8eab\u306e\u52a0\u5165\u671f\u9593\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u53d7\u3051\u53d6\u308a\u958b\u59cb\u306f75\u6b73\u307e\u3067\u7e70\u308a\u4e0b\u3052\u53ef\u80fd<\/strong><\/h3>\n\n\n\n<p>iDeCo\u306e\u53d7\u3051\u53d6\u308a\u958b\u59cb\u6642\u671f\u306f\u300160\u6b73\u304b\u3089<strong>75\u6b73\u307e\u3067\u306e\u9593\u3067\u9078\u629e<\/strong>\u3067\u304d\u307e\u3059\u3002\u3064\u307e\u308a\u300160\u6b73\u3067\u3059\u3050\u306b\u53d7\u3051\u53d6\u3089\u305a\u3001\u4e00\u5b9a\u671f\u9593\u306f\u904b\u7528\u3092\u7d99\u7d9a\u3057\u3001\u5f8c\u304b\u3089\u53d7\u3051\u53d6\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u305f\u3060\u3057\u3001\u7e70\u308a\u4e0b\u3052\u308c\u3070\u5fc5\u305a\u6709\u5229\u306b\u306a\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002\u904b\u7528\u74b0\u5883\u3084\u3001\u4ed6\u306e\u5e74\u91d1\u30fb\u53ce\u5165\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u306b\u3088\u3063\u3066\u306f\u3001<strong>\u65e9\u3081\u306b\u53d7\u3051\u53d6\u308b\u307b\u3046\u304c\u7d50\u679c\u7684\u306b\u5b89\u5b9a\u3059\u308b<\/strong>\u30b1\u30fc\u30b9\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u300c\u3044\u3064\u304b\u3089\u53d7\u3051\u53d6\u308b\u304b\u300d\u306f\u3001\u7a0e\u91d1\u3060\u3051\u3067\u306a\u304f\u3001\u8001\u5f8c\u306e\u751f\u6d3b\u8a2d\u8a08\u5168\u4f53\u3092\u8e0f\u307e\u3048\u3066\u8003\u3048\u308b\u8996\u70b9\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong> iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u306f3\u7a2e\u985e\uff5c\u4e00\u6642\u91d1\u30fb\u5e74\u91d1\u30fb\u4f75\u7528<\/strong><\/h2>\n\n\n\n<p>iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u306f\u4e00\u3064\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5236\u5ea6\u4e0a\u306f\u3001\u5927\u304d\u304f\u5206\u3051\u30663\u3064\u306e\u9078\u629e\u80a2\u304c\u7528\u610f\u3055\u308c\u3066\u304a\u308a\u3001\u305d\u308c\u305e\u308c\u7a0e\u91d1\u306e\u6271\u3044\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u306f\u3001\u53d7\u3051\u53d6\u308a\u65b9\u3068\u7a0e\u91d1\u306e\u95a2\u4fc2\u306b\u3064\u3044\u3066\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u7279\u5fb4<\/strong><\/h3>\n\n\n\n<p>iDeCo\u3092<strong>\u4e00\u6642\u91d1\u3068\u3057\u3066\u4e00\u62ec\u3067\u53d7\u3051\u53d6\u308b<\/strong>\u5834\u5408\u3001\u7a0e\u6cd5\u4e0a\u306f\u300c\u9000\u8077\u6240\u5f97\u300d\u3068\u3057\u3066\u6271\u308f\u308c\u307e\u3059\u3002\u9000\u8077\u6240\u5f97\u306b\u306f\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u30842\u5206\u306e1\u8ab2\u7a0e\u3068\u3044\u3063\u305f\u512a\u9047\u63aa\u7f6e\u304c\u3042\u308a\u3001<strong>\u7a0e\u8ca0\u62c5\u304c\u8efd\u304f\u306a\u308a\u3084\u3059\u3044<\/strong>\u70b9\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3067\u3001\u4f1a\u793e\u306e\u9000\u8077\u91d1\u3068\u540c\u3058\u6240\u5f97\u533a\u5206\u306b\u306a\u308b\u305f\u3081\u3001<strong>\u53d7\u3051\u53d6\u308b\u30bf\u30a4\u30df\u30f3\u30b0\u3084\u9806\u756a<\/strong>\u306b\u3088\u3063\u3066\u306f\u3001\u63a7\u9664\u984d\u306b\u5f71\u97ff\u304c\u51fa\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u70b9\u306f\u3001\u5f8c\u307b\u3069\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u7279\u5fb4<\/strong><\/h3>\n\n\n\n<p>iDeCo\u3092\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u3001\u300c\u96d1\u6240\u5f97\uff08\u516c\u7684\u5e74\u91d1\u7b49\uff09\u300d\u3068\u3057\u3066\u8ab2\u7a0e\u3055\u308c\u307e\u3059\u3002\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u304c\u9069\u7528\u3055\u308c\u308b\u305f\u3081\u3001\u4e00\u5b9a\u984d\u307e\u3067\u306f\u7a0e\u8ca0\u62c5\u304c\u6291\u3048\u3089\u308c\u307e\u3059\u304c\u3001<strong>\u4ed6\u306e\u5e74\u91d1\u53ce\u5165\u3068\u5408\u7b97\u3055\u308c\u308b<\/strong>\u70b9\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u8001\u5f8c\u306e\u53ce\u5165\u304c\u5e74\u91d1\u4e2d\u5fc3\u306b\u306a\u308b\u65b9\u306b\u3068\u3063\u3066\u306f\u3001<strong>\u53ce\u5165\u3092\u5e73\u6e96\u5316\u3067\u304d\u308b<\/strong>\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308b\u4e00\u65b9\u3001\u6240\u5f97\u5168\u4f53\u306e\u72b6\u6cc1\u6b21\u7b2c\u3067\u306f\u7a0e\u8ca0\u62c5\u304c\u5897\u3048\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e00\u6642\u91d1\u3068\u5e74\u91d1\u5f62\u5f0f\u306e\u4f75\u7528\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u306e\u7279\u5fb4<\/strong><\/h3>\n\n\n\n<p>iDeCo\u3067\u306f\u3001\u4e00\u6642\u91d1\u3068\u5e74\u91d1\u3092<strong>\u7d44\u307f\u5408\u308f\u305b\u3066\u53d7\u3051\u53d6\u308b<\/strong>\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u307e\u3068\u307e\u3063\u305f\u8cc7\u91d1\u306f\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u308a\u3001\u6b8b\u308a\u3092\u5e74\u91d1\u3068\u3057\u3066\u5206\u5272\u53d7\u7d66\u3059\u308b\u3001\u3068\u3044\u3063\u305f\u8a2d\u8a08\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u65b9\u6cd5\u306f\u67d4\u8edf\u6027\u304c\u9ad8\u3044\u53cd\u9762\u3001\u7a0e\u91d1\u306e\u8a08\u7b97\u304c\u8907\u96d1\u306b\u306a\u308a\u3084\u3059\u3044\u305f\u3081\u3001\u7a0e\u91d1\u306e\u8a08\u7b97\u306e\u3057\u304f\u307f\u3092\u3057\u3063\u304b\u308a\u3068\u7406\u89e3\u3057\u305f\u3046\u3048\u3067\u5229\u7528\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>iDeCo\u53d7\u3051\u53d6\u308a\u6642\u306e\u7a0e\u91d1\u306e\u4ed5\u7d44\u307f<\/strong><\/h2>\n\n\n\n<p>iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3092\u8003\u3048\u308b\u969b\u3001\u591a\u304f\u306e\u65b9\u304c\u60a9\u3080\u306e\u304c\u300c<strong>\u7a0e\u91d1\u306e\u9055\u3044<\/strong>\u300d\u3067\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u53d7\u53d6\u65b9\u6cd5\u306b\u3088\u308b\u7a0e\u91d1\u306e\u9055\u3044<\/h4>\n\n\n<table>\n<thead><tr>\n<th>\u53d7\u53d6\u65b9\u6cd5<\/th>\n<th>\u6240\u5f97\u533a\u5206<\/th>\n<th>\u9069\u7528\u3055\u308c\u308b\u63a7\u9664<\/th>\n<th>\u7a0e\u8ca0\u62c5\u306e\u7279\u5fb4<\/th>\n<\/tr><\/thead>\n<tbody>\n<tr>\n<th scope=\"row\">\u4e00\u6642\u91d1<\/th>\n<td>\u9000\u8077\u6240\u5f97<\/td>\n<td>\u9000\u8077\u6240\u5f97\u63a7\u9664<\/td>\n<td>\u63a7\u9664\u304c\u5927\u304d\u304f\u3001\u7a0e\u8ca0\u62c5\u304c\u8efd\u304f\u306a\u308a\u3084\u3059\u3044<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">\u5e74\u91d1<\/th>\n<td>\u96d1\u6240\u5f97<\/td>\n<td>\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664<\/td>\n<td>\u30fb\u6bce\u5e74\u8ab2\u7a0e\u3055\u308c\u308b<br>\u30fb\u516c\u7684\u5e74\u91d1\u3068\u5408\u7b97\u3057\u3066\u8a08\u7b97\u3055\u308c\u308b<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">\u4e00\u6642\u91d1\u3068\u5e74\u91d1\u306e\u4f75\u7528<\/th>\n<td>\u30fb\u4e00\u6642\u91d1\uff1a\u9000\u8077\u6240\u5f97<br>\u30fb\u5e74\u91d1\uff1a\u96d1\u6240\u5f97<\/td>\n<td>\u30fb\u4e00\u6642\u91d1\uff1a\u9000\u8077\u6240\u5f97\u63a7\u9664<br>\u30fb\u5e74\u91d1\uff1a\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664<\/td>\n<td>\u53d7\u3051\u53d6\u308a\u65b9\u6b21\u7b2c\u3067\u6709\u5229\u306b\u3082\u4e0d\u5229\u306b\u3082\u306a\u308b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<p>\u4e00\u6642\u91d1\u3068\u5e74\u91d1\u3067\u306f\u3001\u305d\u3082\u305d\u3082<strong>\u6240\u5f97\u533a\u5206\u305d\u306e\u3082\u306e\u304c\u7570\u306a\u308b<\/strong>\u305f\u3081\u3001\u4ed5\u7d44\u307f\u3092\u6574\u7406\u3057\u3066\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4e00\u6642\u91d1\u306f\u300c\u9000\u8077\u6240\u5f97\u300d\u6271\u3044<\/strong><\/h3>\n\n\n\n<p>\u4e00\u6642\u91d1\u3067\u53d7\u3051\u53d6\u3063\u305fiDeCo\u306f\u3001\u9000\u8077\u6240\u5f97\u3068\u3057\u3066\u6271\u308f\u308c\u307e\u3059\u3002<br>\u9000\u8077\u6240\u5f97\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u9069\u7528\u3055\u308c\u308b<\/li>\n\n\n\n<li>\u8ab2\u7a0e\u5bfe\u8c61\u984d\u304c2\u5206\u306e1\u306b\u306a\u308b<\/li>\n\n\n\n<li>\u4ed6\u306e\u6240\u5f97\u3068\u5206\u96e2\u3057\u3066\u8a08\u7b97\u3055\u308c\u308b<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u9000\u8077\u6240\u5f97\u63a7\u9664\u984d\u306e\u8a08\u7b97\u65b9\u6cd5<\/h4>\n\n\n<table>\n<thead><tr>\n<th>iDeCo\u306e\u52a0\u5165\u5e74\u6570\uff08A\uff09<\/th>\n<th>\u9000\u8077\u6240\u5f97\u63a7\u9664\u984d<\/th>\n<\/tr><\/thead>\n<tbody>\n<tr>\n<th scope=\"row\">20\u5e74\u8d85<\/th>\n<td>800\u4e07\u5186\uff0b70\u4e07\u5186\u00d7\uff08\uff21\uff0d20\u5e74\uff09<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">20\u5e74\u4ee5\u4e0b<\/th>\n<td>40\u4e07\u5186\u00d7\uff21<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<p>\u4f8b\u3048\u3070\u3001\u9000\u8077\u6642\u306b2,500\u4e07\u5186\u306e\u9000\u8077\u91d1\uff08\u52e4\u7d9a\u5e74\u6570\uff1a38\u5e74\uff09\u3092\u53d7\u3051\u53d6\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u969b\u306e\u9000\u8077\u6240\u5f97\u63a7\u9664\u984d\u306f\u3001800\u4e07\u5186\uff0b70\u4e07\u5186\u00d7\uff0838\u5e74\uff0d20\u5e74\uff09\uff1d2,060\u4e07\u5186\u3067\u3059\u306e\u3067\u3001\u63a7\u9664\u5f8c\u306e\u9000\u8077\u91d1\u984d\u306f2,500\u4e07\u5186\uff0d2,060\u4e07\u5186\uff1d440\u4e07\u5186\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u306e440\u4e07\u5186\u00d71\/2\u306e220\u4e07\u5186\u304c\u8ab2\u7a0e\u3055\u308c\u308b\u9000\u8077\u6240\u5f97\u91d1\u984d\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u308c\u3089\u306e\u4ed5\u7d44\u307f\u306b\u3088\u308a\u3001\u540c\u3058\u91d1\u984d\u3092\u53d7\u3051\u53d6\u3063\u305f\u5834\u5408\u3067\u3082\u3001<strong>\u7d66\u4e0e\u3084\u5e74\u91d1\u3088\u308a\u7a0e\u8ca0\u62c5\u304c\u8efd\u304f\u306a\u308b\u50be\u5411<\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u305f\u3081\u3001\u4e00\u6642\u91d1\u306f\u300c\u7a0e\u5236\u4e0a\u3001\u6709\u5229\u306b\u306a\u308a\u3084\u3059\u3044\u53d7\u3051\u53d6\u308a\u65b9\u306e\u4e00\u3064\u300d\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5e74\u91d1\u5f62\u5f0f\u306f\u300c\u96d1\u6240\u5f97\u300d\u6271\u3044<\/strong><\/h3>\n\n\n\n<p>\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308biDeCo\u306f\u3001\u96d1\u6240\u5f97\uff08\u516c\u7684\u5e74\u91d1\u7b49\uff09\u306b\u5206\u985e\u3055\u308c\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<br><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u516c\u7684\u5e74\u91d1\u7b49\u306b\u4fc2\u308b\u96d1\u6240\u5f97\u4ee5\u5916\u306e\u5408\u8a08\u91d1\u984d\u304c1,000\u4e07\u5186\u4ee5\u4e0b\u306765\u6b73\u672a\u6e80<\/h4>\n\n\n<table>\n<thead><tr>\n<th>\u516c\u7684\u5e74\u91d1\u7b49\u306e\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d<\/th>\n<th>\u516c\u7684\u5e74\u91d1\u7b49\u306b\u4fc2\u308b\u96d1\u6240\u5f97\u306e\u91d1\u984d<\/th>\n<\/tr><\/thead>\n<tbody>\n<tr>\n<th scope=\"row\">60\u4e07\u5186\u4ee5\u4e0b<\/th>\n<td>0\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">60\u4e07\u5186\u8d85130\u4e07\u5186\u672a\u6e80<\/th>\n<td>\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\uff0d60\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">130\u4e07\u5186\u8d85410\u4e07\u5186\u672a\u6e80<\/th>\n<td>\uff08\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\u00d70.75\uff09\uff0d27\u4e075,000\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">410\u4e07\u5186\u8d85770\u4e07\u5186\u672a\u6e80<\/th>\n<td>\uff08\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\u00d70.85\uff09\uff0d68\u4e075,000\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">770\u4e07\u5186\u8d851,000\u4e07\u5186\u672a\u6e80<\/th>\n<td>\uff08\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\u00d70.95\uff09\uff0d145\u4e075,000\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">1,000\u4e07\u5186\u4ee5\u4e0a<\/th>\n<td>\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\uff0d195\u4e075,000\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<h4 class=\"wp-block-heading\">\u516c\u7684\u5e74\u91d1\u7b49\u306b\u4fc2\u308b\u96d1\u6240\u5f97\u4ee5\u5916\u306e\u5408\u8a08\u91d1\u984d\u304c1,000\u4e07\u5186\u4ee5\u4e0b\u306765\u6b73\u4ee5\u4e0a<\/h4>\n\n\n<table>\n<thead><tr>\n<th>\u516c\u7684\u5e74\u91d1\u7b49\u306e\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d<\/th>\n<th>\u516c\u7684\u5e74\u91d1\u7b49\u306b\u4fc2\u308b\u96d1\u6240\u5f97\u306e\u91d1\u984d<\/th>\n<\/tr><\/thead>\n<tbody>\n<tr>\n<th scope=\"row\">110\u4e07\u5186\u4ee5\u4e0b<\/th>\n<td>0\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">110\u4e07\u5186\u8d85330\u4e07\u5186\u672a\u6e80<\/th>\n<td>\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\uff0d110\u4e07\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">330\u4e07\u5186\u8d85410\u4e07\u5186\u672a\u6e80<\/th>\n<td>\uff08\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\u00d70.75\uff09\uff0d27\u4e075,000\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">410\u4e07\u5186\u8d85770\u4e07\u5186\u672a\u6e80<\/th>\n<td>\uff08\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\u00d70.85\uff09\uff0d68\u4e075,000\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">770\u4e07\u5186\u8d851,000\u4e07\u5186\u672a\u6e80<\/th>\n<td>\uff08\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\u00d70.95\uff09\uff0d145\u4e075,000\u5186<\/td>\n<\/tr>\n<tr>\n<th scope=\"row\">1,000\u4e07\u5186\u4ee5\u4e0a<\/th>\n<td>\u53ce\u5165\u91d1\u984d\u306e\u5408\u8a08\u984d\uff0d195\u4e075,000\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<p>\u516c\u7684\u5e74\u91d1\u7b49\u306b\u4fc2\u308b\u96d1\u6240\u5f97\u4ee5\u5916\u306e\u5408\u8a08\u6240\u5f97\u91d1\u984d\u304c1,000\u4e07\u5186\u4ee5\u4e0a\u306e\u5834\u5408\u306f\u3001\u6700\u7d42\u7684\u306a\u96d1\u6240\u5f97\u91d1\u984d\u304c\u7570\u306a\u308a\u307e\u3059\u3002\u8a73\u3057\u304f\u306f\u56fd\u7a0e\u5e81\u306e\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u3067\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u56fd\u7a0e\u5e81\uff5c<a href=\"https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/shotoku\/1600.htm\" target=\"_blank\" rel=\"noopener\" title=\"\">\u516c\u7684\u5e74\u91d1\u7b49\u306e\u8ab2\u7a0e\u95a2\u4fc2<\/a><\/p>\n<\/blockquote>\n\n\n\n<p>\u516c\u7684\u5e74\u91d1\u7b49\u306b\u4fc2\u308b\u96d1\u6240\u5f97\u306f\u56fd\u6c11\u5e74\u91d1\u3084\u539a\u751f\u5e74\u91d1\u3068\u5408\u7b97\u3057\u3066\u8a08\u7b97\u3055\u308c\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u516c\u7684\u5e74\u91d1\u7b49\u306b\u4fc2\u308b\u96d1\u6240\u5f97\u91d1\u984d\u304c\u591a\u3044\u3068\u3001\u7a0e\u8ca0\u62c5\u304c\u5927\u304d\u304f\u306a\u308a\u3001\u4f4f\u6c11\u7a0e\u3084\u793e\u4f1a\u4fdd\u967a\u6599\u306b\u3082\u5f71\u97ff\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u8981\u6ce8\u610f\uff01\u9000\u8077\u91d1\u3068iDeCo\u4e00\u6642\u91d1\u306e\u300c\u53d7\u53d6\u9593\u9694\u30eb\u30fc\u30eb\u300d<\/strong><\/h2>\n\n\n\n<p>iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3092\u8003\u3048\u308b\u969b\u3001\u898b\u843d\u3068\u3055\u308c\u3084\u3059\u3044\u306e\u304c<strong>\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u8abf\u6574\u30eb\u30fc\u30eb<\/strong>\u3067\u3059\u3002\u7279\u306b\u3001\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408\u306f\u3001\u4f1a\u793e\u306e\u9000\u8077\u91d1\u3068\u306e\u6240\u5f97\u63a7\u9664\u306e\u95a2\u4fc2\u3092\u6574\u7406\u3057\u3066\u304a\u304b\u306a\u3044\u3068\u3001\u60f3\u5b9a\u5916\u306e\u7a0e\u8ca0\u62c5\u304c\u751f\u3058\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>2026\u5e741\u6708\u304b\u3089\u306f\u5236\u5ea6\u304c\u5909\u66f4\u3055\u308c\u3001\u9000\u8077\u91d1\u3084iDeCo\u4e00\u6642\u91d1\u3092\u8907\u6570\u56de\u53d7\u3051\u53d6\u308b\u30b1\u30fc\u30b9\u3067\u306f\u3001\u3053\u308c\u307e\u3067\u4ee5\u4e0a\u306b\u300c\u53d7\u53d6\u9593\u9694\u300d\u304c\u91cd\u8996\u3055\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u3053\u3053\u3067\u306f\u53d7\u53d6\u9593\u9694\u306e\u30eb\u30fc\u30eb\u306e\u6982\u8981\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u9000\u8077\u6240\u5f97\u63a7\u9664\u306f\u300c\u307e\u3068\u3081\u53d6\u308a\u300d\u9632\u6b62\u306e\u4ed5\u7d44\u307f<\/strong><\/h3>\n\n\n\n<p>\u9000\u8077\u6240\u5f97\u63a7\u9664\u306f\u3001\u9577\u5e74\u306e\u52e4\u52b4\u306b\u5bfe\u3059\u308b\u914d\u616e\u3068\u3057\u3066\u8a2d\u3051\u3089\u308c\u305f\u7a0e\u5236\u4e0a\u306e\u512a\u9047\u63aa\u7f6e\u3067\u3059\u304c\u3001\u77ed\u671f\u9593\u306b\u8907\u6570\u306e\u9000\u8077\u91d1\u3092\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001\u5f8c\u304b\u3089\u53d7\u3051\u53d6\u308b\u5206\u306e\u63a7\u9664\u304c\u5236\u9650\u3055\u308c\u308b\u4ed5\u7d44\u307f\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u7406\u7531\u306f\u904e\u5ea6\u306b\u63a7\u9664\u306e\u6069\u6075\u3092\u53d7\u3051\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n\n\n\n<p>iDeCo\u3092\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001\u305d\u306e\u7d66\u4ed8\u306f\u9000\u8077\u6240\u5f97\u3068\u3057\u3066\u6271\u308f\u308c\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u4f1a\u793e\u306e\u9000\u8077\u91d1\u3068\u306f\u5225\u306e\u5236\u5ea6\u3067\u3042\u3063\u3066\u3082\u3001\u7a0e\u5236\u4e0a\u306f\u540c\u3058\u300c\u9000\u8077\u6240\u5f97\u300d\u3068\u3057\u3066\u7ba1\u7406\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u7d50\u679c\u3001<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9000\u8077\u91d1<\/li>\n\n\n\n<li>iDeCo\u306e\u4e00\u6642\u91d1<\/li>\n<\/ul>\n\n\n\n<p>\u3092\u77ed\u3044\u9593\u9694\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u3092\u6e80\u984d\u4f7f\u3048\u306a\u3044\u53ef\u80fd\u6027\u304c\u51fa\u3066\u304f\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p>iDeCo\u306f\u53d7\u3051\u53d6\u308a\u6642\u671f\u3092\u81ea\u5206\u3067\u9078\u3079\u308b\u5236\u5ea6\u3067\u3042\u308b\u4ee5\u4e0a\u3001\u53d7\u3051\u53d6\u308a\u6642\u671f\u306b\u3088\u3063\u3066\u5f71\u97ff\u3092\u53d7\u3051\u3084\u3059\u3044\u70b9\u306b\u306f\u6ce8\u610f\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2026\u5e741\u6708\u304b\u3089\u306e\u300c10\u5e74\u30eb\u30fc\u30eb\u300d\u3068\u306f<\/strong><\/h3>\n\n\n\n<p><strong>iDeCo\u306e\u4e00\u6642\u91d1\u3092\u542b\u3081\u30012\u30f6\u6240\u4ee5\u4e0a\u304b\u3089\u9000\u8077\u91d1\u3092\u53d7\u3051\u53d6\u308b\u5834\u5408<\/strong>\u3001\u53d7\u3051\u53d6\u308b\u9593\u9694\u304c<strong>10\u5e74\u672a\u6e80<\/strong>\u3060\u3068\u3001\u5f8c\u304b\u3089\u53d7\u3051\u53d6\u308b\u9000\u8077\u91d1\u306e\u9000\u8077\u6240\u5f97\u63a7\u9664\u304c\u6e1b\u984d\u3055\u308c\u307e\u3059\u3002\u6539\u6b63\u524d\u306f5\u5e74\u672a\u6e80\u3067\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u3053\u3068\u3092\u3088\u308a\u5206\u304b\u308a\u3084\u3059\u304f\u3059\u308b\u305f\u3081\u3001\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u7528\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3010\u6761\u4ef6\u3011<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>60\u6b73\u3067iDeCo\u4e00\u6642\u91d11,000\u4e07\u5186\u3092\u53d7\u3051\u53d6\u308b\uff08iDeCo\u52a0\u5165\u671f\u9593\uff1a20\u5e74\uff09<\/li>\n\n\n\n<li>65\u6b73\u3067\u9000\u8077\u91d12,000\u4e07\u5186\u3092\u53d7\u3051\u53d6\u308b\uff08\u52e4\u7d9a\u5e74\u6570\uff1a43\u5e74\uff09<\/li>\n<\/ul>\n\n\n\n<p>1\uff0eiDeCo\u53d7\u53d6\u6642<br>\u9000\u8077\u6240\u5f97\u63a7\u9664\uff1a800\u4e07\u5186 + 70\u4e07\u5186\u00d7\uff0820 \u2212 20\uff09= 800\u4e07\u5186<br>\u9000\u8077\u6240\u5f97\u91d1\u984d\uff1a\uff081,000\u4e07\u5186\uff0d800\u4e07\u5186\uff09\u00d71\/2\uff1d100\u4e07\u5186<\/p>\n\n\n\n<p>2\uff0e\u9000\u8077\u91d1\u53d7\u53d6\u6642<br>10\u5e74\u30eb\u30fc\u30eb\u304c\u9069\u7528\u3055\u308c\u308b\u305f\u3081\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u8a08\u7b97\u304b\u3089iDeCo\u306e\u52a0\u5165\u671f\u9593\u304c\u63a7\u9664\u3055\u308c\u307e\u3059\u3002<br>10\u5e74\u30eb\u30fc\u30eb\u3067\u306f\u3001\u6b21\u306e\u3088\u3046\u306b\u8a08\u7b97\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u52e4\u7d9a\u5e74\u6570\u306f43\u5e74\u306a\u306e\u3067\u3001\u5358\u7d14\u306b\u9000\u8077\u6240\u5f97\u63a7\u9664\u304a\u3088\u3073\u9000\u8077\u6240\u5f97\u91d1\u984d\u3092\u8a08\u7b97\u3059\u308b\u3068\u3001<br>\u9000\u8077\u6240\u5f97\u63a7\u9664\uff1a800\u4e07\u5186+70\u4e07\u5186\u00d7\uff0843\u5e74\u221220\u5e74\uff09=2,410\u4e07\u5186<br>\u9000\u8077\u6240\u5f97\u91d1\u984d\uff1a2,000\u4e07\u5186\uff0d2,410\u4e07\u5186\uff1d0\u5186<br>\u3068\u306a\u308a\u3001\u8ab2\u7a0e\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u91cd\u8907\u671f\u9593\uff08iDeCo\u52a0\u5165\u671f\u9593\uff0820\u5e74\uff09\uff09\u304c\u8abf\u6574\u3055\u308c\u308b\u305f\u3081\u300140\u4e07\u5186\u00d720\u5e74\uff1d800\u4e07\u5186\u304c\u9000\u8077\u6240\u5f97\u63a7\u9664\u304b\u3089\u5dee\u3057\u5f15\u304b\u308c\u3001<br>\u9000\u8077\u6240\u5f97\u63a7\u9664\uff1a2,410\u4e07\u5186\u2212800\u4e07\u5186\uff1d1,610\u4e07\u5186<br>\u9000\u8077\u6240\u5f97\u91d1\u984d\uff1a\uff082,000\u4e07\u5186\u22121,610\u4e07\u5186\uff09\u00d71\/2=195\u4e07\u5186<br>\u306b\u306a\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3061\u306a\u307f\u306b\u9000\u8077\u91d1\u309270\u6b73\u3067\u53d7\u3051\u53d6\u3063\u305f\u5834\u5408\u3001iDeCo\u306e\u52a0\u5165\u671f\u9593\uff08\u91cd\u8907\u671f\u9593\uff09\u306f\u8abf\u6574\u3055\u308c\u306a\u3044\u305f\u3081\u3001\u4e0a\u306e2\u306e\u3068\u304a\u308a\u306e\u8a08\u7b97\u5f0f\u306b\u306a\u308a\u8ab2\u7a0e\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3053\u3053\u3067\u62bc\u3055\u3048\u3066\u304a\u304f\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>iDeCo\u3068\u9000\u8077\u91d1\u306e\u4e21\u65b9\u3067\u9000\u8077\u6240\u5f97\u63a7\u9664\u3092\u4f7f\u3046\u5834\u5408\u3001 \u671f\u9593\u304c\u91cd\u8907\u3057\u3066\u3044\u308b\u5206\u306e\u63a7\u9664\u984d\u304c\u5dee\u3057\u5f15\u304b\u308c\u308b<\/li>\n\n\n\n<li>2026\u5e741\u6708\u304b\u3089\u306f\u300c10\u5e74\u672a\u6e80\u306e\u9593\u9694\u300d\u3067\u53d7\u3051\u53d6\u308b\u3068\u3001\u63a7\u9664\u984d\u306e\u8abf\u6574\u304c\u5165\u308b\u305f\u3081\u3001\u7a0e\u8ca0\u62c5\u304c\u767a\u751f\u3057\u3084\u3059\u304f\u306a\u308b\u4ed5\u7d44\u307f\u306b\u306a\u3063\u3066\u3044\u308b<\/li>\n<\/ul>\n\n\n\n<p>\u3064\u307e\u308a\u3001iDeCo\u306e\u4e00\u6642\u91d1\u3092\u5148\u306b\u53d7\u3051\u53d6\u308a\u3001\u305d\u306e\u5f8c10\u5e74\u4ee5\u5185\u306b\u9000\u8077\u91d1\u3092\u53d7\u3051\u53d6\u308b\u5834\u5408\u3001<strong>iDeCo\u306e\u52a0\u5165\u671f\u9593\u3068\u3001\u9000\u8077\u91d1\u306e\u52e4\u7d9a\u5e74\u6570\u306e\u91cd\u8907\u90e8\u5206\u304c\u8abf\u6574\u3055\u308c\u3066\u5dee\u3057\u5f15\u304b\u308c\u308b<\/strong>\u3053\u3068\u3092\u3057\u3063\u304b\u308a\u3068\u7406\u89e3\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4f8b\u5916\u7684\u306b\u9069\u7528\u3055\u308c\u308b\u300c20\u5e74\u30eb\u30fc\u30eb\u300d<\/strong><\/h3>\n\n\n\n<p><strong>\u300c\u9000\u8077\u91d1\u2192iDeCo\u306e\u4e00\u6642\u91d1\u300d\u306e\u9806\u3067\u53d7\u3051\u53d6\u308b\u5834\u5408<\/strong>\u306f\u3001\u4e0a\u306e10\u5e74\u30eb\u30fc\u30eb\u3067\u306f\u306a\u304f<strong>20\u5e74\u30eb\u30fc\u30eb<\/strong>\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002\u3053\u308c\u306f\u4eca\u307e\u3067\u3082\u3042\u3063\u305f\u5236\u5ea6\u3067\u3001\u5909\u308f\u3063\u3066\u3044\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u4e0a\u3068\u540c\u3058\u6761\u4ef6\u3067\u300160\u6b73\u306e\u6642\u306b\u9000\u8077\u91d12,000\u4e07\u5186\u3092\u53d7\u3051\u53d6\u3063\u305f\u3068\u3057\u307e\u3057\u3087\u3046\u3002\u305d\u306e\u969b\u306e\u9000\u8077\u6240\u5f97\u63a7\u9664\u984d\u306f\u3001<\/p>\n\n\n\n<p>800\u4e07\u5186\uff0b70\u4e07\u5186\u00d7\uff0838\u5e74\u221220\u5e74\uff09\uff1d2,060\u4e07\u5186\u3001\u9000\u8077\u6240\u5f97\u91d1\u984d\u306f0\u5186\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u5f8c\u300165\u6b73\u3067iDeCo\u306e\u4e00\u6642\u91d1\u3092\u53d7\u3051\u53d6\u3063\u305f\u5834\u5408\u3001\u9000\u8077\u91d1\u3068iDeCo\u4e00\u6642\u91d1\u306e\u53d7\u7d66\u9593\u9694\u304c5\u5e74\u306e\u305f\u3081\u3001\u9000\u8077\u6240\u5f97\u63a7\u9664\u306f\u5408\u7b97\u7ba1\u7406\u3055\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u9000\u8077\u6240\u5f97\u63a7\u9664\u306e\u7dcf\u67a0\uff1a2,410\u4e07\u5186<br>\u3059\u3067\u306b\u9000\u8077\u91d1\u3067\u4f7f\u7528\u3057\u305f\u984d\uff1a2,000\u4e07\u5186<\/p>\n\n\n\n<p><br>iDeCo\u3067\u4f7f\u3048\u308b\u9000\u8077\u6240\u5f97\u63a7\u9664\uff1a2,410\u4e07\u5186\u22122,000\u4e07\u5186\uff1d410\u4e07\u5186<br>iDeCo\u306e\u9000\u8077\u6240\u5f97\u91d1\u984d\uff1a\uff081,000\u4e07\u5186\u2212410\u4e07\u5186\uff09\u00d71\/2\uff1d295\u4e07\u5186<\/p>\n\n\n\n<p>\u3064\u307e\u308a295\u4e07\u5186\u304c\u8ab2\u7a0e\u5bfe\u8c61\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u81ea\u5206\u306b\u5408\u3063\u305fiDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u3092\u8003\u3048\u308b<\/strong><\/h2>\n\n\n\n<p>\u3053\u3053\u307e\u3067\u898b\u3066\u304d\u305f\u3088\u3046\u306b\u3001iDeCo\u306e\u53d7\u3051\u53d6\u308a\u65b9\u306b\u306f\u305d\u308c\u305e\u308c\u7279\u5fb4\u304c\u3042\u308a\u3001\u4e00\u6982\u306b\u300c\u3053\u306e\u65b9\u6cd5\u304c\u6700\u9069\u300d\u3068\u8a00\u3044\u5207\u308c\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u4e00\u6642\u91d1\u3067\u306e\u53d7\u3051\u53d6\u308a\u306f\u7a0e\u5236\u4e0a\u306e\u512a\u9047\u3092\u53d7\u3051\u3084\u3059\u3044\u4e00\u65b9\u3067\u3001\u9000\u8077\u91d1\u3068\u306e\u95a2\u4fc2\u3092\u614e\u91cd\u306b\u8003\u3048\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3057\u3001\u5e74\u91d1\u3067\u306e\u53d7\u3051\u53d6\u308a\u306f\u53ce\u5165\u3092\u5e73\u6e96\u5316\u3067\u304d\u308b\u53cd\u9762\u3001\u4ed6\u306e\u5e74\u91d1\u53ce\u5165\u3068\u306e\u5408\u7b97\u91d1\u984d\u3092\u8003\u616e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3064\u307e\u308a\u3001iDeCo\u306e\u51fa\u53e3\u6226\u7565\u3092\u8003\u3048\u308b\u969b\u306f\u3001\u5236\u5ea6\u5358\u4f53\u3067\u306f\u306a\u304f\u3001\u81ea\u5206\u306e\u8001\u5f8c\u5168\u4f53\u306e\u8cc7\u91d1\u306e\u6d41\u308c\u3092\u5143\u306b\u53d7\u3051\u53d6\u308a\u65b9\u3084\u53d7\u3051\u53d6\u308b\u30bf\u30a4\u30df\u30f3\u30b0\u3092\u8003\u3048\u308b\u3053\u3068\u304c\u91cd\u8981\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 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