{"id":455,"date":"2026-01-16T11:15:03","date_gmt":"2026-01-16T02:15:03","guid":{"rendered":"https:\/\/www.jw-advisers.co.jp\/monelead\/?post_type=column&#038;p=455"},"modified":"2026-02-20T11:15:34","modified_gmt":"2026-02-20T02:15:34","slug":"no-0009","status":"publish","type":"column","link":"https:\/\/www.jw-advisers.co.jp\/monelead\/column\/no-0009\/","title":{"rendered":"\u3010\u5e74\u4ee3\u5225\u301140\u4ee3\u30fb50\u4ee3\u304b\u3089\u306e\u8cc7\u7523\u904b\u7528\uff5c\u8001\u5f8c\u8cc7\u91d1\u30fb\u9000\u8077\u91d1\u3082\u898b\u636e\u3048\u305f\u5b88\u308a\u306a\u304c\u3089\u5897\u3084\u3059\u6226\u7565"},"content":{"rendered":"\n<p>40\u4ee3\u30fb50\u4ee3\u306f\u3001\u4eba\u751f\u3067\u3082\u3063\u3068\u3082\u304a\u91d1\u306e\u60a9\u307f\u304c\u8907\u96d1\u306b\u306a\u308b\u5e74\u4ee3\u3067\u3059\u3002\u300c\u8001\u5f8c\u8cc7\u91d1\u304c\u8db3\u308a\u308b\u304b\u4e0d\u5b89\u300d\u3001\u300c\u6559\u80b2\u8cbb\u3068\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u6295\u8cc7\u306b\u56de\u3059\u4f59\u88d5\u304c\u306a\u3044\u300d\u3001\u300c\u4eca\u304b\u3089\u3067\u3082\u8cc7\u7523\u904b\u7528\u306f\u9593\u306b\u5408\u3046\uff1f\u300d\u3001\u3053\u3046\u3057\u305f\u4e0d\u5b89\u306f\u8ab0\u306b\u3067\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u300140\u4ee3\u30fb50\u4ee3\u306f\u300c\u5b88\u308a\u306a\u304c\u3089\u5897\u3084\u3059\u300d\u904b\u7528\u3092\u5fc3\u304c\u3051\u308b\u3053\u3068\u3067\u3001\u307e\u3060\u5341\u5206\u306b\u8001\u5f8c\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u672c\u8a18\u4e8b\u3067\u306f\u300140\u4ee3\u30fb50\u4ee3\u304b\u3089\u306e\u8cc7\u7523\u904b\u7528\u3067\u62bc\u3055\u3048\u308b\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u3092\u3001\u308f\u304b\u308a\u3084\u3059\u304f\u6574\u7406\u3057\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n<div class=\"c-customBlock-single-index\"><dl class=\"c-customBlock-single-index__dl\"><dt class=\"c-customBlock-single-index__dt\"><span class=\"c-customBlock-single-index__head\">\u76ee\u6b21<\/span><\/dt><dd class=\"c-customBlock-single-index__dd\"><ul class=\"c-customBlock-single-index__items\"><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">01.<\/span><span class=\"c-customBlock-single-index__text\">\u306a\u305c40\u4ee3\u30fb50\u4ee3\u306e\u8cc7\u7523\u904b\u7528\u306f\u300c\u6226\u7565\u306e\u8ee2\u63db\u671f\u300d\u306a\u306e\u304b<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-0-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">40\u4ee3\u30fb50\u4ee3\u306e\u5bb6\u8a08\u306f\u201c\u652f\u51fa\u304c\u5c71\u5834\u201d<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-0-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u300c\u8001\u5f8c\u300d\u3092\u73fe\u5b9f\u7684\u306b\u8003\u3048\u308b\u30bf\u30a4\u30df\u30f3\u30b0<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">02.<\/span><span class=\"c-customBlock-single-index__text\">40\u4ee3\u30fb50\u4ee3\u304c\u307e\u305a\u62bc\u3055\u3048\u308b\u3079\u304d\u8cc7\u7523\u8a2d\u8a08\u306e\u30dd\u30a4\u30f3\u30c8<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-1-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u306f\u6700\u512a\u5148<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-1-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u4fdd\u967a\u306e\u898b\u76f4\u3057<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-1-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u898b\u76f4\u3057<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-1-3\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u30a4\u30f3\u30d5\u30ec\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-1-4\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u7a0e\u5236\u512a\u9047\u5236\u5ea6\u3092\u6d3b\u7528\u3059\u308b<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">03.<\/span><span class=\"c-customBlock-single-index__text\">\u5e74\u4ee3\u5225\u306e\u300c\u653b\u3081\u300d\u3068\u300c\u5b88\u308a\u300d\u306e\u904b\u7528\u30d0\u30e9\u30f3\u30b9<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-2-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">40\u4ee3\uff1a\u307e\u3060\u653b\u3081\u3089\u308c\u308b\u6642\u671f<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-2-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">50\u4ee3\uff1a\u5b88\u308a\u306e\u610f\u8b58\u3092\u9ad8\u3081\u308b\u30b7\u30d5\u30c8\u671f<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-2-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u3092\u8003\u3048\u308b<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-3\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">04.<\/span><span class=\"c-customBlock-single-index__text\">\u9000\u8077\u91d1\u306b\u3064\u3044\u3066<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-3-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u81ea\u5206\u306e\u9000\u8077\u91d1\u3092\u628a\u63e1\u3057\u3066\u304a\u304f<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-3-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u9000\u8077\u91d1\u306f\u300c\u4e00\u6c17\u306b\u52d5\u304b\u3055\u306a\u3044\u300d<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-3-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u9000\u8077\u91d1\u306e\u53d7\u53d6\u6226\u7565<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-4\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">05.<\/span><span class=\"c-customBlock-single-index__text\">\u9577\u751f\u304d\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-4-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u8001\u5f8c\u306e\u6700\u5927\u306e\u30ea\u30b9\u30af\u306f\u300c\u5bff\u547d\u304c\u4e88\u6e2c\u3067\u304d\u306a\u3044\u300d\u3053\u3068<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-4-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u516c\u7684\u5e74\u91d1\u306e\u7e70\u4e0b\u3052\u53d7\u7d66<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-4-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">\u8cc7\u7523\u306e\u53d6\u308a\u5d29\u3057\u6226\u7565\u3092\u8003\u3048\u308b<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-5\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">06.<\/span><span class=\"c-customBlock-single-index__text\">\u904b\u7528\u521d\u5fc3\u8005\u3067\u3082\u3067\u304d\u308b3\u3064\u306e\u30b9\u30c6\u30c3\u30d7<\/span><\/a><ul class=\"c-customBlock-single-index__subItems\"><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-5-0\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">STEP1\uff5c\u5bb6\u8a08\u3068\u8cc7\u7523\u306e\u300c\u898b\u3048\u308b\u5316\u300d<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-5-1\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">STEP2\uff5c\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306b\u5408\u308f\u305b\u305f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u4f5c\u308b<\/span><\/a><\/li><li class=\"c-customBlock-single-index__subItem\"><a href=\"#heading-5-2\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">\u30fb<\/span><span class=\"c-customBlock-single-index__text\">STEP3\uff5c\u904b\u7528\u65b9\u6cd5\u3092\u9078\u3076<\/span><\/a><\/li><\/ul><\/li><li class=\"c-customBlock-single-index__item\"><a href=\"#heading-6\" class=\"c-customBlock-single-index__a js-scroll\"><span class=\"c-customBlock-single-index__no\">07.<\/span><span class=\"c-customBlock-single-index__text\">\u307e\u3068\u3081<\/span><\/a><\/li><\/ul><\/dd><\/dl><\/div><script>(function(){ var ids = [\"heading-0\",\"heading-0-0\",\"heading-0-1\",\"heading-1\",\"heading-1-0\",\"heading-1-1\",\"heading-1-2\",\"heading-1-3\",\"heading-1-4\",\"heading-2\",\"heading-2-0\",\"heading-2-1\",\"heading-2-2\",\"heading-3\",\"heading-3-0\",\"heading-3-1\",\"heading-3-2\",\"heading-4\",\"heading-4-0\",\"heading-4-1\",\"heading-4-2\",\"heading-5\",\"heading-5-0\",\"heading-5-1\",\"heading-5-2\",\"heading-6\"]; if(!ids || !ids.length) return; document.addEventListener('DOMContentLoaded', function(){ var els = document.querySelectorAll('h2,h3'); var idx = 0; for(var i=0;i<els.length && idx<ids.length;i++){ if(!els[i].id){ els[i].id = ids[idx]; idx++; } } }); })();<\/script>\n\n\n\n<h2 class=\"wp-block-heading\">\u306a\u305c40\u4ee3\u30fb50\u4ee3\u306e\u8cc7\u7523\u904b\u7528\u306f\u300c\u6226\u7565\u306e\u8ee2\u63db\u671f\u300d\u306a\u306e\u304b<\/h2>\n\n\n\n<p>\u307e\u305a\u306f40\u4ee3\u30fb50\u4ee3\u304c\u8cc7\u7523\u904b\u7528\u306e\u8ee2\u63db\u671f\u3068\u306a\u308b\u80cc\u666f\u3092\u898b\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">40\u4ee3\u30fb50\u4ee3\u306e\u5bb6\u8a08\u306f\u201c\u652f\u51fa\u304c\u5c71\u5834\u201d<\/h3>\n\n\n\n<p>\u7dcf\u52d9\u7701\u306e\u5bb6\u8a08\u8abf\u67fb\u3092\u898b\u308b\u3068\u3001\u4e8c\u4eba\u4ee5\u4e0a\u4e16\u5e2f\u306e\u6d88\u8cbb\u652f\u51fa\u984d\u306f50\u4ee3\u3067\u30d4\u30fc\u30af\u3092\u8fce\u3048\u307e\u3059\u3002\u4e00\u65b9\u3067\u3001\u53ef\u51e6\u5206\u6240\u5f97\u984d\u306f40\u4ee3\u5f8c\u534a\u3092\u5883\u306b\u6e1b\u5c11\u306b\u8ee2\u3058\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u305f\u3081\u3001\u591a\u304f\u306e\u4eba\u304c\u300c\u601d\u3046\u3088\u3046\u306b\u8caf\u91d1\u3067\u304d\u306a\u3044\u2026\u300d\u3068\u611f\u3058\u307e\u3059\u3002\u3053\u306e\u6642\u671f\u3092\u3044\u304b\u306b\u4e57\u308a\u5207\u308b\u304b\u304c\u8cc7\u7523\u5f62\u6210\u306b\u304a\u3044\u3066\u91cd\u8981\u306a\u30dd\u30a4\u30f3\u30c8\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"c-customBlock-single-image\">\n  <p class=\"c-customBlock-single-image__caption\">\u56f3\u88681\uff1a\u4e16\u5e2f\u4e3b\u306e\u5e74\u9f62\u968e\u7d1a\u5225\u6d88\u8cbb\u652f\u51fa\u984d\uff08\u4e8c\u4eba\u4ee5\u4e0a\u306e\u4e16\u5e2f\uff09<\/p>\n\n  <div class=\"c-customBlock-single-image__imageWrap\">\n    <div class=\"imageItemWrap\">\n      <img decoding=\"async\" src=\"https:\/\/www.jw-advisers.co.jp\/monelead\/wp\/wp-content\/uploads\/2025\/12\/c0009_img_001.png\" alt=\"\u56f3\u88681\uff1a\u4e16\u5e2f\u4e3b\u306e\u5e74\u9f62\u968e\u7d1a\u5225\u6d88\u8cbb\u652f\u51fa\u984d\uff08\u4e8c\u4eba\u4ee5\u4e0a\u306e\u4e16\u5e2f\uff09\" class=\"imageItem\">\n    <\/div>\n  <\/div>\n\n  <p class=\"c-customBlock-single-image__quote\">\u51fa\u5178\uff1a\u7dcf\u52d9\u7701\u300c\u5bb6\u8a08\u8abf\u67fb\u5831\u544a \u5bb6\u8a08\u53ce\u652f\u7de82024\u5e74(\u4ee4\u548c\uff16\u5e74)\u5e73\u5747\u7d50\u679c\u306e\u6982\u8981\u300d\uff08https:\/\/www.stat.go.jp\/data\/kakei\/sokuhou\/tsuki\/pdf\/fies_gaikyo2024.pdf\uff09<\/p>\n<\/div>\n\n\n\n<div class=\"c-customBlock-single-image\">\n  <p class=\"c-customBlock-single-image__caption\">\u56f3\u88682\uff1a\u4e16\u5e2f\u4e3b\u306e\u5e74\u9f62\u968e\u7d1a\u5225\u53ef\u51e6\u5206\u6240\u5f97\u984d\uff08\u4e8c\u4eba\u4ee5\u4e0a\u306e\u4e16\u5e2f\uff09<\/p>\n\n  <div class=\"c-customBlock-single-image__imageWrap\">\n    <div class=\"imageItemWrap\">\n      <img decoding=\"async\" src=\"https:\/\/www.jw-advisers.co.jp\/monelead\/wp\/wp-content\/uploads\/2025\/12\/c0009_img_001_1.png\" alt=\"\u56f3\u88682\uff1a\u4e16\u5e2f\u4e3b\u306e\u5e74\u9f62\u968e\u7d1a\u5225\u53ef\u51e6\u5206\u6240\u5f97\u984d\uff08\u4e8c\u4eba\u4ee5\u4e0a\u306e\u4e16\u5e2f\uff09\" class=\"imageItem\">\n    <\/div>\n  <\/div>\n\n  <p class=\"c-customBlock-single-image__quote\">\u51fa\u5178\uff1a\u7dcf\u52d9\u7701\u300c\u5bb6\u8a08\u8abf\u67fb\u5831\u544a \u5bb6\u8a08\u53ce\u652f\u7de82024\u5e74(\u4ee4\u548c\uff16\u5e74)\u5e73\u5747\u7d50\u679c\u306e\u6982\u8981\u300d\uff08https:\/\/www.stat.go.jp\/data\/kakei\/sokuhou\/tsuki\/pdf\/fies_gaikyo2024.pdf\uff09<\/p>\n<\/div>\n\n\n\n<h3 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class=\"wp-block-heading\">\u5e74\u4ee3\u5225\u306e\u300c\u653b\u3081\u300d\u3068\u300c\u5b88\u308a\u300d\u306e\u904b\u7528\u30d0\u30e9\u30f3\u30b9<\/h2>\n\n\n\n<p>40\u4ee3\u306850\u4ee3\u3067\u306f\u53d6\u308b\u3079\u304d\u904b\u7528\u6226\u7565\u3082\u5909\u308f\u308a\u307e\u3059\u3002\u305d\u308c\u305e\u308c\u306e\u5e74\u4ee3\u306b\u304a\u3044\u3066\u62bc\u3055\u3048\u3066\u304a\u304d\u305f\u3044\u30dd\u30a4\u30f3\u30c8\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 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class=\"c-customBlock-single-image\">\n  <p class=\"c-customBlock-single-image__caption\">\u56f3\u88684\uff1a\u30d0\u30b1\u30c4\u6226\u7565\u306e\u4f8b<\/p>\n\n  <div class=\"c-customBlock-single-image__imageWrap\">\n    <div class=\"imageItemWrap\">\n      <img decoding=\"async\" src=\"https:\/\/www.jw-advisers.co.jp\/monelead\/wp\/wp-content\/uploads\/2025\/12\/c0009_img_003.png\" alt=\"\u56f3\u88684\uff1a\u30d0\u30b1\u30c4\u6226\u7565\u306e\u4f8b\" class=\"imageItem\">\n    <\/div>\n  <\/div>\n\n  <p class=\"c-customBlock-single-image__quote\">\u7b46\u8005\u304c\u4f5c\u6210<\/p>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u904b\u7528\u521d\u5fc3\u8005\u3067\u3082\u3067\u304d\u308b3\u3064\u306e\u30b9\u30c6\u30c3\u30d7<\/h2>\n\n\n\n<p>\u6700\u5f8c\u306b\u8cc7\u7523\u904b\u7528\u521d\u5fc3\u8005\u304c\u904b\u7528\u306b\u30c1\u30e3\u30ec\u30f3\u30b8\u3059\u308b\u305f\u3081\u306e3\u3064\u306e\u30b9\u30c6\u30c3\u30d7\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">STEP1\uff5c\u5bb6\u8a08\u3068\u8cc7\u7523\u306e\u300c\u898b\u3048\u308b\u5316\u300d<\/h3>\n\n\n\n<p>\u307e\u305a\u306f\u3001\u5bb6\u8a08\u3068\u8cc7\u7523\u306e\u73fe\u72b6\u628a\u63e1\u304c\u5fc5\u8981\u3067\u3059\u3002\u9280\u884c\u53e3\u5ea7\u3084\u8a3c\u5238\u53e3\u5ea7\u3092\u6574\u7406\u3057\u3066\u3001\u8cc7\u7523\u4e00\u89a7\u8868\u3092\u4f5c\u6210\u3059\u308b\u3068\u3068\u3082\u306b\u30011\u5e74\u9593\u306e\u5bb6\u8a08\u306e\u53ce\u652f\u3092\u6d17\u3044\u51fa\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u305d\u3046\u3059\u308c\u3070\u6295\u8cc7\u306b\u56de\u305b\u308b\u8cc7\u7523\u3084\u6bce\u6708\u7a4d\u307f\u7acb\u3066\u6295\u8cc7\u3067\u304d\u308b\u91d1\u984d\u3092\u628a\u63e1\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">STEP2\uff5c\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306b\u5408\u308f\u305b\u305f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u4f5c\u308b<\/h3>\n\n\n\n<p>\u81ea\u5206\u304c\u3069\u306e\u7a0b\u5ea6\u307e\u3067\u30ea\u30b9\u30af\u3092\u8a31\u5bb9\u3067\u304d\u308b\u304b\u8003\u3048\u3001\u305d\u306e\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306b\u5408\u308f\u305b\u3066\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\uff08\u8cc7\u7523\u914d\u5206\uff09\u3092\u8003\u3048\u3066\u307f\u307e\u3057\u3087\u3046\u3002\u5e74\u9f62\u304c\u4e0a\u304c\u308b\u306b\u3064\u308c\u3066\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306f\u4e0b\u304c\u3063\u3066\u3044\u304f\u306e\u304c\u57fa\u672c\u306a\u306e\u3067\u3001\u5e74\u4ee3\u5225\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u3042\u3089\u304b\u3058\u3081\u8003\u3048\u3066\u304a\u3044\u3066\u3082\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<div class=\"c-customBlock-single-image\">\n  <p class=\"c-customBlock-single-image__caption\">\u56f3\u88685\uff1a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u4f8b<\/p>\n\n  <div class=\"c-customBlock-single-image__imageWrap\">\n    <div class=\"imageItemWrap\">\n      <img decoding=\"async\" src=\"https:\/\/www.jw-advisers.co.jp\/monelead\/wp\/wp-content\/uploads\/2025\/12\/c0009_img_004.png\" alt=\"\u56f3\u88685\uff1a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u4f8b\" class=\"imageItem\">\n    <\/div>\n  <\/div>\n\n  <p class=\"c-customBlock-single-image__quote\">\u7b46\u8005\u304c\u4f5c\u6210<\/p>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">STEP3\uff5c\u904b\u7528\u65b9\u6cd5\u3092\u9078\u3076<\/h3>\n\n\n\n<p>\u76ee\u7684\u306b\u5408\u308f\u305b\u3066\u904b\u7528\u65b9\u6cd5\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002\u305f\u3068\u3048\u3070\u9577\u671f\u7684\u306a\u8001\u5f8c\u8cc7\u91d1\u306fiDeCo\u3092\u6d3b\u7528\u3057\u3001\u77ed\u4e2d\u671f\u7684\u306a\u8cc7\u91d1\u3084\u500b\u5225\u682a\u3067\u7a4d\u6975\u6295\u8cc7\u3057\u305f\u3044\u8cc7\u91d1\u306fNISA\u3092\u6d3b\u7528\u3059\u308b\u306a\u3069\u3001\u7a0e\u5236\u512a\u9047\u304c\u53d7\u3051\u3089\u308c\u308b\u5236\u5ea6\u3082\u4e0a\u624b\u306b\u6d3b\u7528\u3057\u305f\u3044\u3068\u3053\u308d\u3067\u3059\u3002\u3069\u3061\u3089\u306e\u5236\u5ea6\u3082\u7a4d\u7acb\u5206\u6563\u6295\u8cc7\u3092\u81ea\u52d5\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002NISA\u306e\u6295\u8cc7\u67a0\u3092\u8d85\u3048\u308b\u4f59\u88d5\u8cc7\u91d1\u306f\u7279\u5b9a\u53e3\u5ea7\u3092\u4f75\u7528\u3057\u3066\u6295\u8cc7\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3057\u3001\u7dca\u6025\u6642\u306e\u751f\u6d3b\u9632\u885b\u8cc7\u91d1\u306f\u73fe\u91d1\u3084\u500b\u4eba\u5411\u3051\u56fd\u50b5\u306a\u3069\u5b89\u5168\u8cc7\u7523\u3067\u904b\u7528\u3057\u3066\u304a\u3044\u305f\u65b9\u304c\u5b89\u5fc3\u3067\u3059\u3002\u3044\u305a\u308c\u306b\u3057\u3066\u3082\u5c11\u306a\u304f\u3068\u3082\u5e741\u56de\u306f\u904b\u7528\u72b6\u6cc1\u3092\u898b\u76f4\u3059\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 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